Home Loan Interest vs Principal Calculator

Break down your EMI with our Home Loan Interest vs. Principal Calculator. Get a clear amortization schedule showing monthly principal and interest payments.

Loan Amount (₹)

Annual Interest Rate (%)

Loan Tenure (Years)

Month	EMI (₹)	Principal (₹)	Interest (₹)	Balance (₹)

Our Home Loan Interest vs. Principal Calculator (Amortization Schedule) helps you clearly understand how your monthly EMI (Equated Monthly Installment) is divided between interest and principal repayment over the loan tenure. By entering your loan amount, interest rate, and tenure, the calculator generates a detailed month-by-month breakdown showing how your payments evolve as the interest portion decreases and the principal repayment increases. This tool is invaluable for homebuyers, property investors, and financial planners who want to track loan progress, plan prepayments, and save on interest costs.

Key Features:

• Calculate monthly EMI based on loan amount, tenure, and interest rate

• Detailed amortization schedule showing interest vs. principal split

• Month-by-month repayment chart with clear visualization

• Helps plan prepayments and assess long-term savings

• Understand how much of each EMI reduces principal balance

• Boosts financial planning and debt management strategies

• Ideal for homebuyers, real estate investors, and mortgage planning

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